In cities where motor-vehicles and bicycles share the thoroughfares
there will always be some amount of risk. Statistics point
to an alarming rate of accidents involving bicycles - 26000
every year. This despite the many improvements made to the
roads and cycling routes in Great Britain.
Then
there’s
also the added risk of theft. An unbelievable 100,000 bicycles
were reported stolen last year alone. And
nobody knows how many are unreported. Worldwide, this figure
reaches a staggering 400,000 every year. Sports and leisure
equipment and accessories are seen as rich pickings by would-be
thieves.
So,
whether your bike cost you £ 100 or £ 2000,
you’d be wise to insure your bicycle; whether it’s
a mountain bike – the only one you possess or a custom-built
racer with gears that cost you a neat sum; and whether you’re
in town, travelling in the country or cycling abroad.
You
have a choice of policies that have been specially designed
to cover the needs of a modern cyclist. Such policies are
available throughout the UK (England, Wales, Scotland, Northern
Ireland, the Isle of Man and the Channel Islands). We recommend
two who specialize in bicycle insurance and understand the
hazards of cycling rather well. They are: E & L Cycle
Insurance and Cycle Insurance Direct. Both offer a value
for money product and their quotes are most competitive.
You’d be able to save a neat sum on premiums alone.
They also provide the kind of cover that takes away your
all your cares (accidental damage, theft, etc.) so you can
pedal away whistling a tune. In the event of a total loss,
bicycles up to three years old will be replaced as new (same
brand, same model, subject to availability). They reserve
the right to provide the nearest alternative in some circumstances
for bicycles three or more years old. Wear and tear, calculated
@ 10 % per annum, will be deducted.
Cyclists
planning to take their bicycles to Europe must check the
cover period as usually they are limited to a certain
period. For more insurance you may check the FAQs during
the quote. Get your bicycle insurance quotations within minutes
by searching on the Net. The process couldn’t be simpler
and quicker.
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