If
you are the kind of person prone to losing your mobile,
then
do not panic as there are many like you. You will very
well understand that losing a phone can cost hundreds of
pounds. But when you lose your phone you lose much more than
that. Many a times, stolen mobiles end up in those little
shops where you can make “cheap” international
calls. Your mobile bill might shoot unto £1,500 within
hours of you loosing the phone.
There
are other losses too like the loss of your business phone
number, the cost of replacing your mobile phone, the
cost of new connection charges etc. Also remember that the
cost of a new mobile phone is usually subsidized but replacement
costs are not. You may end up paying £450 or more to
replace your cell phone.
The best way to minimize such losses in such situation is
to have your phone covered with a good scheme. There are
many points that you have to take care of while choosing
an appropriate cover for yourself. You will be insured against
water damage, theft, loss, fraudulent calls, international
cover, extended warranty and accidental damage.
You may have to spend between £25 to £100 a year,
depending on who offers it and the level of cover provided
by the chosen scheme.
Cell phones may not be included in your household insurance
policy.
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